When and how the Big Brother will operate for private debts to banks, public, formerly DEKO and landlords

A maximum of one and a half years from today have room for those who have non -settled debts to publicin banks, in DEKO or even in large commercial companies of electronic and home retailers so as not to enter the “black lists” of the private debt monitoring register.

The reason for that register prepared by the Ministry of Finance and which will record all the private debts of each citizen and every business in all directions: the banks, the public (tax office, funds, municipalities), the former DEKO (PPC, EYDAP, etc.)

Underneath the umbrella of the private debt monitoring register, that is, the data of other four smaller “registers” will be collected:

  • Of our well -known “Tiresias”, which concerns all debts to banks,
  • of the so -called “enriched Tiresia” that concerns all banks and services of more than 2,000 euros
  • of “Tiresias” for public debts, which will be put into operation by early 2026
  • of a “Tiresias” that will concern debts to landlords, but also large retailers

The “umbrella” register, that is, the private debt monitoring register in which all the above data will be collected from the corresponding registries, is expected to be launched by the end of 2026 at the latest, according to valid newsit.gr information.

However, the data it will gather will have a “date of birth” that of its commencement date, with the exception of the “territories” for banking debts.

This means that in the “black lists” of “Tiresias” for debts to the State, the former DEKO and the “Tiresias” for debts to property landlords and large retail companies will only be set for those who have unregulated debts at the date of commencement of these registries.

Consequently, anyone who today has non -regulated debts to the State, in the former DEKO, to landlords, etc. and pay them until the date of operation of the above registries, will not register at all.

Following the operation of the public “Tiresias”, according to the same sources, Even if one regulates their arrears to the State (let alone if he had not regulated them), he will count negatively on his credit rating.

This, however, does not mean that a government debtor will be cut off with regulated debts from bank funding.

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