TIF 2025: Package of measures close to 2 billion euros – Increase tax -free for low -wage, medium -income rates reductions and rents

The latest touches are entering these days in the tax relief package and social interventions that the Prime Minister will announce Kyriakos Mitsotakis From the step of the 89th Thessaloniki International Exhibition. A package that will move close to 2 billion euros and is designed to go first to middle classto families with childrenbut also in broader social groups trapped in the housing crisis and high cost of living. For the first time in years, the message is clear: the “thrown” of the previous decade are going to the forefront.

After a decade of continuous burdens that hit employees, young couples and family members, or government He attempts to send the message that the “backbone” of society will no longer be the permanent loser. The tax reliefthe changes in scalesthe higher tax -free limitsthe motivation for the roof and the reduction of evidence They promise to leave more income in the pocket of millions of households while at the same time creating a new basis of confidence between the citizen and the state.




TIF 2025: Package of measures close to 2 billion euros - Increase tax -free for low -wage, medium -income rates reductions and rents

Treating the housing crisis is one of the government’s priorities

The middle class, the uniformsthe pensioners and the freelancers For years they have been trapped in the vise of over -taxation and the evidence, are the great recipients of the package. The choice is not accidental: the remainder of 2025 and 2026 is a key period, as it will be shown whether the government can turn the game to the level of income and everyday life.

Changes in taxation

Changes in income taxation are the “heart” of the package. The dominant scenario predicts an increase in the basic tax free From € 8,632 to 10,000 euros for employees, pensioners and professional farmers. For them self -employedthe first step of income remains at 10,000 euros, with a tax rate of 9% from the first euro. At the same time, the additional tax -free limits for dependent children are increased from 1,000 to 1,500 or even to 2,000 euros, breathing families with children. A couple with two children and 20,000 euros income, which is currently taxed for 18,000, will be taxed for 16,000 or less, resulting in a 500 to 700 -euro relief.

Changes come to the contributors. The income step of 10,000 to 16,000 euros, which is currently taxed at 22%, will fall to 18%. For an employee with an income of 12,000 euros, this means a tax reduction of around 400 euros a year. On higher income, from 40,000 to 50,000 euros, the rate falls below today’s 44% to 42%, in an attempt to support the middle and upper class that lifts the highest burden of income tax. An employee of 45,000 euros will see his tax decline from 800 to 1,000 euros, creating a sense of justice in these incomes.

Reduced withholding from January

The new ones tax breaks will apply from 2026. The benefit will be immediately felt as employees and retirees will see reduced tax withholding From the remuneration of January, while self -employed, farmers and property owners will be relieved through the clearances they will receive for the 2025 income. In fact, for the employees and retirees, the profit will be double, as well as the 20s, as well as the 20s, 20 They were calculated by the old scale that has higher coefficients than those with the final clearance. Particular importance are the changes to the living presumptions. Their reduction by 30% means that more than 1.2 million taxpayers who are caught in the trap of over -taxation will see real relief each year. Today, a retired 9,000 -euro income and a privately owned home can be taxed for imputed income of 12,000 and pay tax as if it has more. With the new regime, the presumption for the home decreases, the final income declines and the tax can fall even in half. In many cases, the imputed tax will be reset, especially for low -wage and low -income pensioners.

The measure also concerns households that have cars, boats or swimming pools, where the presumption will be reduced respectively, resulting in significant declining income. In practice, the new system will bring imputedly closer to real incomes, closing a decades of injustice.

Real estate

On the front of real estatethe government aims to motivate long -term leases. The tax rate of 15% for the first 12,000 euros is reduced to 5% or 7% for the first 5,000 euros. This means that a owner who rents his home 400 euros a month, with an annual income of 4,800 euros, will see his tax fall from 720 euros to 240 euros – a benefit of 480 euros a year. The aim is to open thousands of closed apartments and return to the market with lower rents. For short -term leases, the framework remains the same to boost the incentive to transport houses to long -term.

OR housing It is the biggest thorn for the middle class. The “My Home III” program brings low -profile loans on more flexible terms for young couples, while “social consideration” goes on an implementation track. The first international competition will bring thousands of new homes with low rent in the market in ten large urban centers. Houses that will be rented 30% cheaper than today’s prices promise to create pressure on the market as a whole and to contain rents.

At the same time, it is expected to be announced The prolongation of VAT freeze in the building And for 2026, a measure that gives the real estate market and supports building activity. Maintenance of the motivation is necessary, as prices remain high and demand limited, while thousands of households still find it difficult to get roof.

Support to pensioners

The package includes their pensioners: Improvements are also examined in the 250 euro annual allowance for low -income pensioners, with scenarios that want either increasing the amount or expanding the number of beneficiaries. Combined with the changes in personal difference, which is launched by 50% or gradually abolished, thousands of retirees will see a real increase in their income after years of stagnation.

To Publica new increase of 35-40 euros is planned since April 2026, while at the Armed force There is a new payroll that is estimated to generate up to half a salary extra year. The minimum wage in the private sector will reach close to 920 euros, automatically increasing earnings for more than 1 million employees.

Within 2026 (instead of 2027) it is planned to become The new reduction in insurance contributionswhich will be at least 0.5 points and will further lighten the non -wage costs of businesses.

However, the actual amount of new benefits is estimated to be significantly higher, exceeding 2 or even 2.5 billion euros in total, as the financial staff is planning – as it did this year – a second package of measures next April. But this will only be locked after clarifying the landscape of growth and the primary surplus of 2025, with Eurostat’s “Voula”, to have the necessary budgetary margin for new interventions.

The dilemmas

According to the “THEME” informationthe prime minister is expected to make an extensive analysis of international developments and Greece’s position in the world, commenting on political crises that tend to transform into policies, such as The situation in these days in France with the prospect of collapse of the Bayrou government. And in the light, it will defend the argument of political stability in Greece that allows the country’s development and the return of the dividend of this development to citizens.

Already last Thursday, when he went to Thessaloniki for meetings with bodies, Mr Mitsotakis insisted on argument in favor of a one -party government which can carry out important reforms and run the big projects. And in this context, referring to the current state of the political system, he is expected to describe himself as the ND as the only force that can guarantee the steady course for Greece in 2030-thus a third term.

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