Intensification of the supervisory and on -the -spot check Regarding the procedures and systems of continuous customer trading monitoring of supervised institutions, so that it is possible to effectively detect and investigate suspicious transactions related to black money laundering was announced by its commander. Bank of Greece Giannis Stournaras in the report of preventive supervision and resolution activities,
The report is published for the first time, with the aim of enhancing transparency and accountability for the Bank of Greece’s supervisory work. The results of the audits will then be submitted to the National Authority of Money Laundering from criminal activities.
As noted in the report, the control of the compliance of supervised institutions with the obligations arising from the institutional framework for the prevention of money laundering (money laundering) and the financing of terrorism (HT) remains a central supervisory priority for the Bank of Greece.
The establishment of the European Regulation on the prevention of the use of the financial system for money laundering or the funding of terrorism (Anti-Money Laundering Regulation ( (Anti-Money Laundering Authority-Amla), in order to ensure the effective implementation of the regulation, are the basic pillars of transition to a powerful and single European regulatory and supervisory framework.
Amla began operating in 2025 and is projected to fully staff, develop its information infrastructure and issue its regulatory and executive technical standards on a three -year horizon to make it fully operational on 1.1.2028, undertaking the immediate supervision of 40 companies.
For the rest, it is found that in 2024 it was a year of positive developments for all supervised institutions, with particularly significant progress in the basic sizes of Greek credit institutions. The non -performing loans index was set to the lower level of Greece’s entry into the euro area.
High profitability and enhanced capital adequacy have allowed the distribution of dividends from major credit institutions. In terms of less important credit institutions, the merger of two credit institutions, which was accompanied by the consolidation of their loan portfolio and the strengthening of their capital base, was completed.
However, as noted in the report, the positive image is accompanied by significant challenges. The possible slowdown in world trade due to duties, geopolitical uncertainty and gradual decline in interest rates may affect the profitability of credit institutions. At the same time, accelerated digital transformation and increased risk of cyber thicks require rapid adaptation and significant investments by supervised institutions.