The mandatory banking payment of rental Any kind of property from 1.1.2026, Article 210 (Payment of Route by Bank Account) of Law 5222/2025 of the Ministry of Finance, which extends this mandatory regulation to the rents and rents to the rents 5222/2025 residentialin practice abolishing the right provided by Article 601 of the Civil Code for repayment at the landlord’s place of residence.
In its announcement today (14.9.2025), POMIDA stresses that the sanctions provided for rental payments concern both the landlords and the residential renters, which makes it necessary to adapt to all new requirements timely.
The ratification at the expense of the owners is foreseen to deprive them of the legal deduction of -5% of rents due to damage and depreciation of their property. That is to say, the landlords will be punished by deprivation of their legal right, because some of their tenants, especially those who are not interested in collecting the November allowance, will refuse to pay their banking banking.
A ratification against tenants who do not pay banking rents are foreseen to deprive them of the annual allowance of a rent to be paid each November, but also by any benefit, support or allowance provided by the State for leases.
Subsequently, POMIDA gives the following instructions to the timely preparation and trouble -free implementation of the above provision to those concerned, so that they do not risk the unjust “penalty”:
1. In all new or extension leasing agreements but also in the initial or amending lease information statements in the relevant application of AADE, we recommend the classic term of place, how and time of payment of the rent is now shaped as follows:
«The rent will be paid exclusively by depositing or transferring to the landlord’s bank account with IBAN ………….… .. of the bank …………….…. (or that has been announced to the lessee) within the first day of each lease month, with any transmission costs borne by the lessee and will be proved solely by the banking proof of deposit or transfer if it has been executed. Any refusal of the lessee for timely banking banking is deemed to be non -payment and gives the lessor the right to ask for this reason the return of the lease in every legal manner. “
This addition is absolutely necessary because the lessor has no other way to ensure compliance with the new process, any tenant who insists, for his own reasons, not to pay the rentals to the bank, as the law now states.
2. Subscribe to the lease should be made from 1.1.2026 in a bank account that will be in the name of the lessor, and no longer any third party (eg his proxy, his relatives, his lawyer, real estate management company, etc.) so that the bank payment of rents to the landlord can be confirmed.
3. The lessor should disclose this account number online to AADEthrough a procedure soon set by it.
4. If the lease is deposited in a common bank account, the landlord’s name is advisable to be first among the names of the accounts of the accountto make it easier to intersect the data from AADE.
5. Similarly In the event of a lot of co -authors, each of them should notify the lease agreement (or AADE’s statement) their own accountby his name as the first beneficiary, where the amount corresponding to him will be deposited.
6. The landlords should ask their tenants the payment of all 12 monthly rents within the same financial yearthat is, by 31st, to show that all monthly rents were paid bank, otherwise they will be at risk of loss of legal deduction.
7. The applicable unnecessary A limit of 1,250 euros from bank account, amounts from salaries or pensions, does not cover the amounts derived from rent. Consequently, the landlord’s bank account will be collected every month than anyone who is faster than the two by the landlord or the AADE.