Active is the improved platform of Out -of -court mechanism Debt settlementwhose basic conditions are the amount to exceed EUR 10,000 and the debts have become overdue for at least 90 days.
According to Ertnews, by Wednesday, only 7% of debtors fell into the income limits that made the creditors compulsory for the creditors the out -of -court debt settlement mechanism. Now the limits not only of income but also of property and deposits are doubled.
Taxable income for one -person households rises from 7 to 14,000 euros, for couples at 21,000 euros and for a family with a child at 28,000 euros.
Correspondingly, the property limit extends from 240,000 euros for bachelors, to 330,000 euros for a four -member family.
“They are aiming to integrate more debtors into the provisions of the out -of -court and will succeed, with the result that in addition to the truly vulnerable, they will also be included in the middle class debtors,” lawyer Ariadne Nouka told ERTNEWS.
The installment ceiling is 240 for debts to public and insurance funds and 420 for loans.
The new out -of -court obliges creditors to submit a written proposal to debtors at least three months before the auction is held.
The interest rate on all debt arrangements to the State, Banks and Requirement Management Companies is set at 3% stable for three years.