The annual regular general meeting of its shareholders took place today (29.4.2025) Optima Bank. During the convention, the financial statements of the use of 2024 were approved, which reflected its continued dynamic course bankas well as a year of excellent performance.
Optima Bank recorded a remarkable increase in basic sizes and at the same time the individual quality indicators, achieving the fastest growing bank in Europe for the fastest growing bank for the 5th consecutive year.
Net profit (after taxes) stood at € 140.2 million for 2024, up 36% from the previous year (EUR 103 million), while deposits amounted to € 4.6 billion increased by 45%. Correspondingly, net loan balances amounted to € 3.7 billion, recording a 49%increase. Return on Tangible Equity (Rote) reached 25.3%, a level that ranks the bank as the first in Greece and among the top in Europe.
In addition, the operating effectiveness of the bank, as reflected in the Cost To Income, which stood at 25.6%, remains the top European level.
The Regular General Assembly approved the distribution of a dividend of EUR 0.57/share for the use of 2024 (totaling EUR 42.051.260.94), increased by 30% compared to the dividend of the previous year, confirming the bank’s commitment to reward its shareholders’ confidence. It was also decided to split the shares in a proportion of three young people, for each old one. At the same time, the implementation of an equity market with a lower price of EUR 1.15/share (after the split) and a higher price of 8 euros/share (after SPLIT), at a total cost of up to EUR 3 million, for 24 months from the date of the decision of this Regular General Meeting and up to EUR 28.4.47, was approved for a higher price of EUR 8.
The General Assembly also announced the development plan of the Bank’s Store Network, with the creation of its 30th store in Komotini, in an area of national importance for our country. Finally, it was mentioned in the official launch of Optima Leasing, its new subsidiary of the bank in the lease market. With the operation of Optima Leasing, the bank further expands the range of financial services it offers.
The President of Optima Bank, Mr. George TaniskidisHe said: “For the second year we are pleased to announce a dividend – increased 30% compared to last year – at 0.57 euros/share and thus pay back our shareholders. In 2024 we surpassed the goals we had set, achieving a spectacular increase in all our sizes. This course does not rest – on the contrary, encourages us to continue consistently, innovation and dedication to the excellent customer service, with the aim of maintaining Optima Bank among the top forces of the Greek banking system. “