Insurance Renewal for the period 01/03/2025 – 28/02/2026

On 28/02/2025 the insurance capacity of the E-EFKA insured expires. If the necessary conditions are met, the renewal is done automatically.

If you wish to check your insurance capacity, you can here:

In case your insurance capacity NOT It has been renewed you can check that you meet the conditions according to your property.

For more information interested parties can call for free at 1555 or submit a query to the 1555.gov.gr.

Insurers will be able for March to correct issues with their insurance capacity through any local management of E-Efkas, regardless of insurance.

Conditions of Insurance Refreshment

Salaried

To the E-E-EFKA employees, Insurance Ability is granted by filling in at least fifty (50) days of insuranceeither in the previous calendar year, or during the last twelve months before the date of arrival or occupation of the insurance risk. To complete the conditions shall be taken into account a) the days of regular unemployment subsidy; (b) the days of subsidy due to the work of employment by the DBA and (c) the days of sickness or accident. For construction workers, the 50 days of insurance include the increase of 20% and the days of leave.

You can check the insurance time through Individual Insurance Account.

Self -employed

Non-employed newcomers in E-EFKA insurance is granted insurance capacity with Complete at least two (2) months of insurance in the preceding calendar year, or during the last twelve months before the date of arrival or occupation of the insurance risk.

To extend the insurance capacity to E-EFKA insured persons Required insurance contributions have been paid from 01/01/2017 to 31/12/2024.

In the event of a debt, the insurance capacity is renewed per month if the debt has been settled and the payment of the installments.

To grant insurance capacity by e-FCA are not taken into account delayed, overdue or confirmed basic debts of the insured in the body up to the amount of one hundred (100) euros.

You can check any existence unpaid debt to the e Through the online service Non -employed contributions e By selecting Electronic Services à Social Security Obligations à Debts in the field «Unpaid debts from 1/1/2020».

You can check any existence Certified Debts to KEAO Through the online service Non -employed contributions e By selecting Electronic Services à Social Security Obligations à Debts in the field «Certified debts from 1/1/2020».

Detailed reporting of certified debts you can check through the platform: Online Services of Insurance Debt Collection Center (KEAO).

In case you meet the conditions but NOT Your insurance capacity has been renewed through online service Control of Insurance Ability Apply to an extension of insurance by choosing a “debt challenge” to EFKA or even to KEAO.

Indirectly insured

Indirectly insured members in EFKA are considered to be the protected members of the family of directly insured, who are entitled to medical care through the insurance capacity of the main insured person. These include:

  • Spouse – unless immediately insured by another body.
  • Children – up to 18 years of age or up to 24 years of age if they are studying. For children who continue their studies there is the possibility of extending for two (2) additional years.

You can check the insurance capacity of your indirect members here:

In case indirectly insured member NOT has insurance capacity you can render through online service Granting an indirect member as long as submit a joint tax return with your spouse.

Alternatively you can visit for March, Any local address of e-After with the submission of the necessary supporting documents:

  1. For his/her spouse:
    1. Existence of an active insurance capacity of directly insured
    2. Recent Marital Status Certificate or Registrar of Marriage or Cohabitation of Law 4356/2015
    3. Identity photocopy
    4. Copy of Tax Declaration E1 & Tax Claim
    5. Certificate of deletion of previous insurer outside E-EFKA
    6. Statement of Law 1599/1986 that the spouse does not work, retire, and has no personal right to care in E-FKA or another insurance organization outside the E-EFKA.
  2. For children
    1. Parent’s active insurance capacity
    2. AMKA of protected members
    3. Recent Marital Status Certificate or Birth – Baptismal Registries
    4. Photocopy of a police ID for children who have
    5. Certificate of VAT ID for children over 18
    6. A copy of the parent’s tax return, which shows that the reported member is a protected member.
    7. Certificate of deletion of previous insurer outside E-EFKA
    8. Children over 18 years of age require a responsible statement of Law 1599/1986 that the child does not work, is unmarried and has no personal right to care for E-EFKA or other E-EFKA insurance organization.
    9. Recent Certificate of Study as long as the child studies
  3. To extend child insurance capacity over 24 years of age
    1. Existence of parenting ability of parent
    2. Recent Certificate of Study
    3. Photocopy of the child’s identity
    4. A copy of the parent’s tax return, which shows that the reported member is a protected member.
    5. Certificate of deletion of previous insurer off-EFKA.
    6. Statement of Law 1599/1986 that the child does not work, is unmarried and has no personal right to care in EE <-FKA or other insurance organization outside the E-EFKA.

Unemployed

Unemployed up to 29 years old

E-EFKA insurance capacity provided if you have not exceeded the 29th year of your age at the date of submission of your application, On the condition of registration for a continuous two -month period in the DBA Registry as an unemployed. Renewal is performed every six (6) months.

Unemployed 29 – 55 years old

E-EFKA insurance capacity provided if you have exceeded 29 years and up to 55th year of your age at the date of submission of your application, On the condition of registration for a continuous twelve months in the register DEPA as an unemployed. Renewal is performed every six (6) months with maximum renewal of four (4) semesters.

In addition required:

Completion 600 days of insurance In IKA-ETAM or another main insurance organization from work, which are increased per 100 days for each year after completing the 30th and up to 54 years of age.

Unemployed over 55 years of age

E-EFKA insurance capacity provided if you have exceeded 55 years of age at the date of submission of your application, On the condition of registration for a continuous twelve months in the register DEPA as an unemployed. Renewal is performed every six (6) months and expires by taking up a job or retirement by any insurance agency.

In addition required:

Completion 3.000 days of insurance in IKA-ETAM or other main insurance organization.

The categories of the unemployed is required to visit a local address of e-Afkas with the VIBA Certificate Submitting

What does the loss of insurance capacity mean?

Loss of insurance capacity does not result in loss of free medical care. All legally resident citizens in the country with active AMKA have unhindered and free hospitalization and medical care in the public health system, namely public hospitals as well as health centers.

For private structures, those who have been planned by visits, exams and/or surgeries in private hospitals and doctors are recommended to first check their insurance capacity and non -existence of debts (in particular previous years).

Special care has been taken for the following vulnerable groups:

  • Minor
  • People with disabilities
  • Chronically ill

The above categories are also entitled to medical coverage by private doctors for prescription drugs, treatments and diagnostic tests.

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