Decreased interest rates Location in June while the deposits remained steadily, resulting in the interest rate limit, showed the data of the Bank of Greece (BCT).
More specifically, according to the BoG, the average weighted interest rate on new deposits remained almost unchanged to 0.34% while new loans decreased to 4.61%, resulting in a limit to 4.27% from 4.31%.
In June 2025, the average weighted interest rate of all new deposits remained almost unchanged at 0.34%.
In particular, the average interest rate on one -day deposits from households remained unchanged at 0.03%, while the corresponding deposit rate from businesses remained almost unchanged at 0.13%.
The average interest rate on deposits up to 1 year of households decreased by 7 basis points to 1.20%, while the corresponding deposit rate reduced by 12 basis points to 1.72%.
New loans
The average weighted interest rate of all new loans to households and businesses decreased by 5 basis points and stood at 4.61%.
In particular, the average interest rate on consumer loans without a specified duration (category including credit card loans, open loans and over -running accounts) increased by 7 basis points and stood at 14.68%.
The average interest rate on consumer loans with a specific duration and a floating rate decreased by 45 basis points and stood at 10.79%, while the average interest rate on a floating rate decreased by 5 basis points and stood at 3.52%.
The average interest rate on business loans without a specified duration decreased by 15 basis points and was 4.70%. The corresponding interest rate on business loans decreased by 9 basis points and stood at 6.83%.
The average interest rate on new business loans with a specific duration and a floating rate remained unchanged at 3.95%. The average interest rate on the expiry loans at a floating rate to small and medium -sized enterprises (SMEs) decreased by 5 basis points and stood at 4.15%.
Regarding the stretching of interest rates on the amount of the loan, it is noted that the average interest rate for loans by up to 250,000 euros decreased by 4 basis points to 4.74%, for loans from 250.001 to 1 million euros by 8 basis points to 4.24%, while for loans above EUR 1 million.