Upward moved the interest rates of young people loan In April in Greece, however, they were preserved unchanged deposit As a result, the margin between them is expanded.
More specifically, according to Bank of Greece data, the average weighted interest rate of new deposits remained almost unchanged to 0.38%, while the corresponding interest rate of new loans increased to 4.80%, resulting in interest rate margin between new deposits and loans to 4.42%to 4.42%from 4.4 previous month.
Specifically in terms of deposits, the one -day one -day deposit rate remained unchanged to 0.03%, while the corresponding deposit rate decreased by 3 basis points to 0.12%.
The average interest rate on deposits up to 1 year of households decreased by 7 basis points to 1.33%, while the corresponding deposit rate reduced by 17 basis points to 1.98%.
In new loans, the average weighted interest rate of all new loans to households and businesses increased by 4 basis points and stood at 4.80%.
In particular, the average interest rate on consumer loans without a specified duration (category including credit card loans, open loans and over -running accounts) decreased by 8 basis points and stood at 14.71%.
The average interest rate on consumer loans with a specific duration and a floating rate decreased by 11 basis points and stood at 11.43%, while the average interest rate on floating rate loans remained almost unchanged at 3.65%.
The average interest rate on business loans without a specified duration decreased by 27 basis points and stood at 4.92%. The corresponding interest rate on business loans decreased by 5 basis points and stood at 6.99%.
The average interest rate on new business loans with a specific duration and a floating rate increased by 3 basis points and stood at 4.16%. The average interest rate on the expiry loans at a floating rate to SMEs (SMEs) remained almost unchanged at 4.47%.
Regarding the stretching of interest rates on the amount of the loan, it is noted that the average interest rate for loans by up to 250,000 euros was reduced by 8 basis points to 4.85%, for loans from 250.001 to EUR 1 million decreased by 15 basis points to 4.55%, while for loans above EUR 1 million.