News loans estimated to move at € 11 billion a year in 2025 and 2026 and 12 billion for each of the years 2027 and 2028, the four large ones are expected to be granted. Greek bankswith the total amount expected to be channeled to businesses and households to be summed up from this year to 2028 to 46 billion euros.
The increase in new lending began in 2024, with a net credit expansion (ie new loans minus older repayments) stood at 12 – 13 billion euros, including a large consortium loan of 2.5 billion euros. Business loans were the ones that launched the lending, but this year it will be the year of loan growth to households.
In the updates they made to analysts after the announcements of 2024 results, but also at the recent Morgan Stanley financial conference in London, the four major banks said:
Its administration Alpha Bank He noted that the Bank’s three -year (2025 – 2027) Business Plan provides an increase in the portfolio of serving loans above 35.5 billion in 2025 (33.2 billion in 2024) and over $ 41 billion in 2027. Throughout 2024, the demand for loans was highly high. According to Managing Director Vasilis Psaltis, new disbursements in Greece set a new high record of 4 billion euros in the fourth quarter (+33% on a quarterly basis), with net credit expansion in Greece, reaching € 2 billion for the first time. This performance was the result of disbursements in businesses, mainly in infrastructure, trade, processing, energy and real estate management.
Its administration National Bank He said that the Bank’s three -year (2025 – 2027) Business Plan provides for an increase in loans to average annual rate of about 8%. According to National Bank Managing Director Pavlos Mylonas, the increase in lending will come mainly from the increase in business loans projected to “run” at an annual rate of more than 9%. In 2024, the increase in loans amounted to a record level of 3.1 billion euros annually, significantly exceeding the administration’s goals.
Its administration Eurobank He reported that up -to -date loans were organically boosted by € 3.9 billion in 2024. The total lending (predictions) were € 52.3 billion, of which $ 34.7 billion in Greece, $ 8.8 billion in Cyprus (5.8 billion Greek bank) and 7.8 billion in Bulgaria. At the Group level, business loans amounted to € 30.9 billion, mortgages of 12.5 billion and consumer to 4.5 billion euros. According to Eurobank CEO Fokion Karavia, Eurobank is expecting organic growth with further credit expansion, at a rate of approximately 7.5% per year (a net credit expansion is expected for 2025, € 3.5 billion and cumulatively in the period 2025 – 2027 at 11.2 billion euros).
Its administration Piraeus Bank He said that the loan portfolio was 34 billion euros, with a 12% increase of year or 3.6 billion euros in 2024. Net loans to households stabilized in 2024, while lending to small businesses increased by EUR 200 million. According to Piraeus CEO Christos Megalou, the bank’s new business plan provides for an increase in loans to about 36 billion in 2025, about $ 39 billion in 2026, about $ 42 billion in 2027 and about $ 45 billion in 2028.