More than 6,100 households have now been subject to the program ‘My house 2“, With the interest of the citizens being significantly increased compared to” My Home 1 “and the lower to medium income strata being the main beneficiaries.
Less than five months after applications began, the amount of housing loans approved exceeds 734 million euros. Given that 50% of each loan is covered by resources of the recovery fund and that three -year -olds and multiple interests pay for reduced interest for the remaining half, buyers’ support for first home is currently exceeding EUR 381 million.
This means that the public European resources of “My House 2”, amounting to € 1 billion, have been absorbed by 38.18%.
Government officials watching the evolution of the program have noted that the rate of affiliation is clearly higher than “my home I”. It is indicative that in the first 100 days of the new program the integers were 5,387, ie 59% more than the corresponding period of “My House I” when 3,381 beneficiaries were subject.
Large winners are the most vulnerable households and the middle class, just as the government’s pursuit was when the program was announced last September, following a negotiation with the European Commission. More than two in three affiliates had an annual income of up to 24,000 euros. On the other hand, under 2%, he said in the last clearing income of more than 36,000.
The benefits for the most vulnerable are reflected in tangible examples of real estate purchased through the program. According to sources in the Development Bank, they include a 74 -square -foot apartment in Moschato, a house of 80 sqm in Patras, a 107 -square -foot residence in Kozani and a property of 57 sqm in Maroussi. In none of these cases, buyers had to give more than 32,000 euros in equity, as the program covers up to 90% of the purchasing value.
At the same time, the enlarged age criteria have allowed more middle -aged people to join “My House 2”, unlike my home I addressed to interested parties up to 39 years old. It is indicative that more than 41% of the subcutaneous to date concerns people 40 to 50 years. 44% are thirty, 31 to 40 years old. Government sources pointed out that this is also serving another government’s goal, in addition to acquiring an affordable first home: the gradual reduction of age at which citizens have the opportunity to leave the home.
Most loan approvals, as expected, are found in Attica and Central Macedonia, where the country’s two largest urban centers are located. However, about 40% are located in the region. Significant interest has been found in Eastern Macedonia and Thrace, with 461 subtractions, followed by Thessaly with 447, Western Greece with 334 and the Peloponnese with 224.
Regarding the “demography” of those in “My House 2”, almost 7% are single parent families, with government officials stressing that the social nature of the program is also reflected.